Real Estate Investment Suggestions For The Beginning Investor

Looking back over the years, investors seem to prefer real estate deals.  Real estate has consistently offered an excellent long-term return on investments, in addition to providing a regular income in the meantime. Real estate investing is not always a profitable venture, however.  As a relatively recent example of the occasional real estate demises in history, the infamous 2008 economic crisis that affected the real estate industry has left people tremulous at best about investing funds in […]

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Improve Your Bank Balance Through Mutual Funds

Investment is the key to guaranteeing long term stability and financial growth.  Investing efficiently turns what you currently have in savings into something more rewarding and worthwhile.  It’s hard to know which choices are best.  It can be a frightening prospect to think of risking retirement funds on the wrong investment.  One way of ensuring that your income is being properly invested is to place it in mutual funds. The reason mutual funds were created was to […]

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Facts To Consider Before Consolidating Debt

When you have a lot of payments due every month, it can be financially and emotionally taxing.  Debt consolidation is an attempt to pay back these different debts through a single, larger loan.  Debt consolidation loans allow you to repay your debts over a longer period of time at a low rate of interest.  Often debt consolidation may need you to offer collateral such as a house. Should you consider debt consolidation?  You need to seriously weigh […]

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Coming By Reliable Reverse Mortgage Information

In theory, a reverse mortgage makes for a wonderful idea. An elderly person who has his home that’s perhaps nearly paid for, but has little money to live on, can sell his title to his home to a lending company. The lending company gives him whatever his home is or two )worth on the market minus what he owes on the house; when the person passes away or when he moves out, the lending company gets the […]

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FHA Mortgage Rate

There are some people that go after a home loan with such bad credit that they have no hope of getting a good interest rate without a lot of work on their credit score – if they have any hope of getting a home loan at all. Some people with better credit just assume that they can not get a home or a good rate, even though they may qualify. Those with troublesome histories in credit will […]

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Are 529 Savings Plans as Completely Dependable as they Sound?

Investing in age-based 529 savings plans for your child’s college may seem like the ultimate in responsible investing in your child’s future. An age-based 529 plan typically invests your money in high-growth investments – stocks and the like – to begin with. As your child’s college freshman year draws closer, they are supposed to realize that if they lose any money in the stock markets, they don’t have any time to recover; they are then supposed to […]

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The End of the Road for the 40 Year Mortgage?

The media keeps writing premature obituaries for the housing finance majors Freddie Mac and Fannie Mae with a certain amount of glee. Is that really called for though? If the federal government actually manages to shut these two down, would that be a good thing for homeowners in America? America has been raised on a steady diet of the 30-year and 40-year mortgages for about a half century now. With these two housing finance companies out of […]

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How To Find Favorable Mortgage Refinancing Rate in Arizona

If you are residing in Arizona and are considering to take out refinancing loan, it would be favorable if you could take advantage of low mortgage rates currently available. During the last month of year 2008, the average going rates for 30 year Federal Housing Administration (FHA) refinancing mortgage rates dished almost 20 basis points, landing at a gracious mortgage rate of 5.73%. Compare that with the standard mortgage refinance rate of approximately 6.4% to 6.6% just […]

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Is the College Debt Bubble Ready to Explode?

Kelli Space, 23, graduated from Northeastern University in 2009 with a bachelor’s in sociology — and a whopping $200,000 in student loan debt. Space, who lives with her parents and works full-time, put up a Web site called TwoHundredThou.com soliciting donations to help meet her debt obligation, which is $891 a month. That number jumps to $1,600 next November. In creating the site, Space, of course is hoping to ease her financial burden, but it’s “mainly to […]

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Dispelling The Myths About Reverse Mortgages

The misconceptions regarding the terms of reverse mortgages astound me to no end. Despite the recommendations received from the American Association of Retired Persons (AARP), the idea of applying for a reverse mortgage continues to elicit worry among seniors. It’s even exacerbated by friends who declare reverse mortgages to be bad news despite lacking credible information about the matter. In this article, we’re going to dissuade the myths about reverse mortgages that continue to permeate through the […]

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